Are there risks unique to fintech companies or risks that require greater attention?

PART A ‘Commercial Insurance’
PART B ‘Fintech & Risk’
Part A: All of the information we’ve read and discussed this semester should provide you with a good understanding of what defines risk management and what options a risk manager has to control the company’s risks. But some things are never even considered, and the risk manager has to rely on the public (and courts) to resolve. For example, consider the special article “Liability Limits: One Event or Two?” on pages 662-665; answer discussion question #1 as your conference posting. Read your classmate’s responses and agree or disagree.
Part B: ‘Fintech and Risk’
I have noticed many of you are either Finance majors or a major related to technology. Fintech combines finance and technology, a relatively new and rapidly growing field. Many people associate fintech with cryptocurrency, but it is broader than that. Since this is a risk management class, I want to focus on the role of risk management in fintech and provide you with some insight on careers in fintech as you may be looking for employment and the fintech field is ripe with opportunities. Please respond to both the questions:
1-Find (and reference) at least one source describing what fintech is and summarize it, including how it differs from traditional financial companies. Are there risks unique to fintech companies or risks that require greater attention? Discuss some of the risks you may find.
2- Find (and reference) at least one source discussing careers in fintech. Choose a job you might be interested in (it does not have to be directly risk-related), briefly describe the duties involved and qualifications. Explain how knowledge of risk management would help in the job.

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